Policy add-on

FWD Care Enhanced Waiver of Premium 2.0

Waives future premium payments to keep your insurance plan protected

FWD Care Enhanced Waiver of Premium 2.0 is an insurance add-on (a rider) which helps you take care of all future premiums of your main (base) insurance plan, in case anything unexpected happens – meaning you can keep your wonderful plans alive, regardless of any setbacks.

critical illness

accident/disability

loss of life

Available to buy via:

FWD agents
Agribank
HDBank
Nam A Bank
Vietcombank

Keep your whole policy intact

We pay all premiums of your basic plan and any riders if you get a late-stage diagnosis of any of our listed 78 critical illnesses.

Waive premiums from early-stage diagnosis

We cover early-stage diagnosis for two years. Meaning that no matter what stage critical illness strikes, your basic insurance plan is safe with us.

Minimised exclusion, maximised protection

We minimise our exclusion list to maximise your protection without increasing premiums.

Benefit summary

What we’ll cover you for	Some helpful details
What we’ll cover you for	Some helpful details

Early-stage diagnosis of 33 critical illnesses	We’ll pay the premiums of your basic (main) insurance plan along with any riders attached to the plan. We’ll pay these for two consecutive years, following the date of any diagnosis – starting from the next premium due date.
Late-stage diagnosis of 45 critical illnesses	We’ll pay the premiums of your basic (main) insurance plan along with any riders attached to the plan. We’ll pay these until the end of the policy term, following the date of any diagnosis – starting from the next premium due date.
Loss of life

The not-so-small print

Before you commit to any plan, it’s important you know what you’re buying and understand the details. So click below to view our jargon-free, easy-to-read terms and conditions – and ensure you have a quick browse of the brochure too. If you have any questions, simply get in touch.