Policy add-on

FWD Care Critical Illness insurance 2.0

Get you covered against 80 critical illnesses, right from early-stage

We know that aiming for new challenges can spice up your life, and make the journey more enjoyable as well as more memorable. So we want you to feel fully prepared and ready for anything. FWD Care Critical Illness insurance 2.0 is an insurance rider (or add-on) that covers 80 critical illnesses – including cover for early and late-stage diagnosis.

cancer cover

stroke cover

heart attack cover

Available to buy via:

FWD agents
Agribank
HDBank
Nam A Bank
Vietcombank

Comprehensive cover against critical illnesses

Timely financial support for treatment with cover for 80 critical illnesses – and we pay out even from early stage.

We’ll pay out for more than one illness

We pay out for up to two early stage critical illnesses and continue to pay for late-stage critical illness afterwards.

Enhanced protection for gender-specific cancer

We pay an additional 50% of the sum assured if a late-stage cancer belongs to our gender-specific list of cancers.

Benefit summary

Benefit of FWD Care Critical Illness insurance 2.0	What we’ll cover you for	How much we’ll pay (as a % of the sum assured)
Benefit of FWD Care Critical Illness insurance 2.0	What we’ll cover you for	How much we’ll pay (as a % of the sum assured)

Cover for 80 critical illnesses from early-stage	Early-stage diagnosis of 33 critical illness conditions	50% of the sum assured
	Diagnosis of critical illnesses (47 conditions)	100% of the sum assured
	Condition: We pay for up to two early-stage critical illnesses within two different critical illness categories. The maximum total Critical illnesses from early-stage paid on all valid Policy with FWD of each Life Assured (LA) is VND 250 million/LA (under 18 years old), and VND 500 million/LA (18 years and above). For more details, please refer to Section 1.1.1 - Product Terms & Condition
Multiple payouts if needed	We pay for up to two early-stage critical illnesses within two different critical illness categories
	We continue to pay out if your illness then progresses to late-stage or upon a different diagnosis of late-stage critical illness
	Condition: FWD will pay the CI after deducting the early-stage CI which is the same type of the paid early-stage CI The total amount paid for CI and the early-stage CI does not exceed 150% of the sum assured. The maximum total Critical Illness benefits paid all valid Policy with FWD per LA under 18 years old is VND 2.5 billion. For more details, please refer to Section 1.1.2 - Product Terms & Condition
Enhanced cover for late-stage diagnosis of common cancers	Male-specific cancer: liver cancer, lung cancer, stomach cancer	Additional 50% of the sum assured
	Female-specific cancer: breast cancer, cervical cancer, uterine cancer
	Condition: This benefit will be paid when the LA is diagnosed with Late-stage cancer and approved for payment by FWD in accordance with Section 1.1.2 of Product Terms & Condition. The total amount paid for this benefit and the benefit in Section 1.1.1 and Section 1.1.2 of Product Terms & Condition shall not exceed 200% of the sum assured. For more details, please refer to Section 1.1.3 - Product Terms & Condition

Total benefit payable can be up to 150% of the sum assured if the life assured is diagnosed with critical illnesses.

Total benefit payable can be up to 200% of the sum assured if the life assured is diagnosed with popular specific cancers for gender.

The not-so-small print

Before you commit to any plan, it’s important you know what you’re buying and understand the details. So click below to view our jargon-free, easy-to-read terms and conditions – and ensure you have a quick browse of the brochure too. If you have any questions, simply get in touch.