We’ll always pay 100% of the sum assured to your child – and we guarantee to pay this even if we already pay out for other claims.
What we cover | What we pay |
What we cover | What we pay |
Protection benefits for your child | |
Hospitalisation due to Hand-foot-mouth disease (HFMD), Measles, or Dengue | 0.1% of the sum assured per day (Maximum VND500,000 per day and 10 days per illness per year) |
Diagnosis of cancer at any stage | 100% of the sum assured (Maximum VND500 million) |
Protection benefits for you as parent | |
Critical illness (Cancer, Stroke, or Heart attack) | 50% of the sum assured This will trigger a waiver of premium on the other benefits – giving extra reassurance |
Total and permanent disability/ Loss of life | 200% of the sum assured This will trigger a waiver of premium on the other benefits – giving extra reassurance |
Loss of life due to an accidental | 300% of the sum assured This will trigger a waiver of premium on the other benefits – giving extra reassurance |
Saving benefits | |
Guaranteed education fund for your child | 100% of the sum assured is guaranteed - no matter what happens |
Cash benefit | 10% of the sum assured – payable for 2 years (5% of the sum assured per year) – paid prior to the guaranteed education fund payout |
Accumulated interest | Interest is accumulated right from the start. We then pay this to you during the plan's final 4 years |
Enhanced benefits | |
Double guaranteed education fund upon loss of life (including accidental loss of life) or total and permanent disability of parent (main life assured) | Guaranteed education fund of 100% of the sum assured + Additional 100% of the sum assured |
| Dad (main life assured) | Mum | Child (additional life assured) |
| Dad (main life assured) | Mum | Child (additional life assured) |
FWD Smart Kid 2.0 | ✓ |
| ✓ |
FWD Care Health insurance 2.0 | ✓ | ✓ | ✓ |
FWD Care Critical Illness insurance 2.0 | ✓ | ✓ | ✓ |
FWD Care Enhanced Waiver of Premium 2.0 | ✓ |
| |
FWD Care Death and Disability insurance | ✓ |
|
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