FWD Embracing changes 3.0 key visual

Universal life plan

FWD Embracing Changes 3.0

A flexible financial plan combining solid protection and safe investments with guaranteed interest rates


  • FWD agents
  • Agribank
  • HDBank
  • Nam A Bank
  • Vietcombank

Meaningful living benefit against late-stage cancer up to 80 years old


Financial support upon total and permanent disability


Flexibly adjust protection plan according to your priority needs to focus on protection, investment, or balance both


Safe and stable investment interest from Universal Life Fund


24/7 e-withdrawals

24/7 E-withdrawal - first time in the market

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Benefits summary of FWD Embracing Changes 3.0

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