Worth youth – Fulfilled retirement
At young age, you always strive to achieve goals in life as well as in career every single day, however, you tend to deprioritise our life goals and focus almost entirely on your career goals. Turning to retirement, it doesn't mean stopping, resting, or just living comfortably. It's a new stage in your life as you extend the duration of youth but in a version full of maturity. And you will get more chance to pursue those deprioritised life goals that your work goals didn’t allow you to experience before: do things you’ve never done but always wanted to, discover different sides of you.
To ensure that the financial stability you have today will continue even after you retire. This retirement plan, FWD Future Focus, would enable you to build the provision you need to achieve your deprioritized life goals and enjoy the second half of your life.
Available to buy via:
- Vietcombank
Plan to enjoy your retirement with the flexibility to choose Premium term and Withdrawal period
Increases the value of your policy over time with attractive Loyalty bonuses
Protect your funds with stable interest rates from Universal Life Fund, and this will not be lower than our guaranteed interest rates
Learn more about this plan
Here’s where you can take a closer look at all benefits of this plan. Got a question? Simply get in touch.
Benefits | What and how we pay out |
Benefits | What and how we pay out |
Protection benefits | |
Late-stage cancer cover | 10 times of Target premium of 1 policy year, maximum up to 30% of the Sum assured |
Total and permanent disability or loss of life cover | Whichever is higher of the following:
Plus your excess premium account Please note your plan will be terminated should this be paid out |
Total and permanent disability income support |
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Investment benefits | |
Crediting interest rate from FWD Universal Life Fund | Since inception your account will earn interest according to performance of our Universal Life fund. This will not be lower than our guaranteed interest rates Please refer to the product terms & conditions for more details on our guaranteed interest rates |
Regular loyalty bonus | Every three years from year 1 to year 18, we'll give you a regular loyalty bonus equal to bonus rate (%) x the accumulated interest from your target premium account value (taken as an average from the preceding three years) Please refer to the product terms & conditions for more details on our loyalty bonus |
Special loyalty bonus | At the policy year 10, we'll give you special loyalty bonus equal to 100% annual target premium at inception Please refer to the product terms & conditions for more details on our loyalty bonus |
Policy maturity benefit | You'll receive your full policy account value on the policy anniversary date, after you turn 80 |
Additional benefits | |
Well-being benefit | You will receive a meaningful gift which is equal to 20% of the sum assured (but not exceed VND500 million) on the policy anniversary date, after you turn 80 |
Non-lapse guarantee | During the first 3 years, if the target premium is paid fully every year within the policy year and no withdrawal is made from the target premium account, your FWD Future Focus policy will be guaranteed to maintain in-force even in case of target premium account is insufficient to cover monthly cost of insurance and admin charge |
The opportunity to increase your sum assured with no health exams | You can request to increase the sum assured at the following key milestones without any health exams:
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Regular withdrawal plan at retirement age | |
Accumulation (pre-retirement) | Flexibly choose the Premium term and the accumulative amount depending on your needs |
Withdrawal illustration (post-retirement) | Flexibly choose the withdrawal term. Withdrawal term, Withdrawal mode, and Withdrawal date subject to specific requirements of the Policy owner |
Attaching the right add-ons to your basic plan will go a long way to maximise the cover for you and your loved ones. Interested in designing a bespoke solution to suit your needs? Check out our suggest below.
| Dad (life assured) | Mom | Child(ren) |
| Dad (life assured) | Mom | Child(ren) |
FWD Future Focus | ✓ |
|
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FWD Care Health insurance 2.0 | ✓ | ||
FWD Care Critical Illness insurance 2.0 | ✓ | ✓ | |
FWD Care Critical Illness Waiver of Premium 2.0 | ✓ |
| |
FWD Care Death and Disability insurance |
| ✓ |
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The not-so-small print
Before you commit to any plan, it’s important you know what you’re buying and understand the details. So click below to view our jargon-free, easy-to-read terms and conditions – and ensure you have a quick browse of the simple plan illustration too. If you have any questions, simply get in touch.
Useful links
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