FWD Embracing Changes 2.0 is our universal life plan that combines insurance with investments. It offers guaranteed interest rates and the flexibility of cash withdrawals. With just a few clicks, you can withdraw money anytime, anywhere – 24/7.
We cover late-stage cancer up to 80 years old with 10 times the annual premium paid (up to 30% of the sum assured).
The plan has built-in total and permanent disability benefit and if this happens, we’ll pay an additional 50% of the sum assured.
Throughout the policy term, gain interest from the universal life fund which will never be lower than guaranteed interest rates - under any circumstances.
Get flexibility and control with 24/7 e-withdrawals.
This gives you flexibility and control over all financial needs. With just a few simple steps on your phone, you can withdraw money from your insurance policy anytime, anywhere.
Attaching the right add-ons to your basic plan will go a long way to maximise the cover for you and your loved ones. Interested in designing a bespoke solution to suit your needs? Check out our suggest below.
Before you commit to any plan, it’s important you know what you’re buying and understand the details. So click below to view our jargon-free, easy-to-read terms and conditions – and ensure you have a quick browse of the brochure too. If you have any questions, simply get in touch.
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